根据以下资料，回答题： Federal ef-考呗网题库移动版

单选题根据以下资料，回答题：
        Federal efforts to aid minority businesses began in the 1960's when the Small Business Administration (SBA) began making federally guaranteed loans and government-sponsored management and technical assistance available to minority business enterprises． While this program enabled many minority entrepreneurs to form new businesses, the results were disappointing, since managerial inexperience, unfavorable locations, and capital shortages led to high failure rates．Even 15 years after-the program was implemented, minority business receipts were not quite two percent of the national economy's total receipts．
        Recently federal polieymakers have adopted an approach intended to accelerate the development of the minority business sector by moving away from directly aiding small minority enterprises and toward supporting large, growth-oriented minority firms through intermediary companies．In this approach, large corporations participate in the development of successful and stable minority businesses by making use of governmentsponsored venture capital．The capital is used by a participating company to establish a Minority Enterprise Small Businesses that have potential to become future suppliers of customers of the sponsoring company．
        MESBICs (Minority Enterprise Small Businesses Intermediary Companies) are the result of the belief that providing established firms with easier access to relevant management techniques and more job,specific experience, as well as substantial amounts of capital, gives those firms a greater opportunity to develop sound business foundations than does simply making general management experience and small amounts of capital available．Further, since potential markets for the minority businesses already exist through the sponsoring companies, the minority businesses face considerably less risk in terms of location and market fluctuation．
        Following early financial and operating problems, sponsoring c0rporations began to capitalize MESBICs far above the legal minimum of $500,000 in order to generate sufficient income and to sustain the quality of management needed．MESBICs are now emerging as increasingly important financing sources for minority enterprises．
        Ironically, MESBIC staffs, which usually consist of Hispanic and Black professionals, tend to approach investments in minority firms more pragmatically than do many MESBIC directors, who are usually senior managers from sponsoring corporations．The latter often still think mainly in terms of the "social responsibility approach" and thus seem to prefer deals that are riskier and less attractive than normal investment criteria would warrant．Such differences in viewpoint have produced uneasiness among many minority staff members, who feel that minority entrepreneurs and businesses should be judged by established business considerations．These staff members believe their point of view is closer to the original philosophy of MESBICs and they are concerned that,unless a more prudent course is followed, MESBIC directors may revert to policies likely to re-create the disappointing results of the Original SBA approach．

The SBA program failed to get an expected result in that __________

A．the program had difficulty in winning financial support from the government
B．the program didn't create a stable and sound investment environment
C．minority people are not willing to start their own business
D．minority entrepreneurs lack experience, good locations and enough capital

参考答案D

解析:第一段首先指出sBA援助计划(联邦政府对少数民族企业的赞助)的失败及其原因。
第二段承接第一段，由于SBA的失败，联邦决策者改变方法，通过中介公司建立MESBIC，由MESBIC来帮助少数民族企业取得成功。
第三段主要介绍了MEsBIc通过使少数民族企业获得相应的管理技术、具体工作经验和大量资金，甚至潜在的市场来达到帮助少数民族企业的目的。
最后一段指出MESBIC内部仍然存在的问题，MESBIC的职工和领导者之间的意见有分歧，许多领导者仍从“社会责任的角度”来考虑问题，倾向于投资风险较大的项目，有可能重蹈SBA的覆辙。
D。本题的出题点在因果关系句式处(since)。根据题干信息词SBA program将答案锁定在首段第二句。文章提到，SBA项目虽然使少数民族企业家成立了新公司，但是由于他们缺乏管理经验、地理位置不佳和资金匮乏，失败率很高，这是该项目并未取得预期效果的原因，故D正确。

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单选题 According to the passage, the MESBIC approach differs from the SBA approach in that MESBICS __________

A．rely on the participation of large corporations to finance minority businesses
B．attempt to maintain a steady rate of growth in the minority business sector
C．encourage minority businesses to take riskier deals
D．seek federal contracts to provide market for minority businesses

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单选题 MESBICs provide all the following EXCEPT __________

A．sufficient capital
B．management experience
C．favorable locations
D．potential markets

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单选题 MESBIC directors prefer riskier deals because they want to __________

A．generate more income
B．expand their businesses
C．undertake their duties for the society
D．demonstrate their actual strength

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