The cooperation between Zopa and Uber has________

单选题
The cooperation between Zopa and Uber has_________.

A．created a new way of P2P lending
B．helped drivers to buy their new cars
C．raised the P2P lending interest rates
D．posed risks for other P2P companies

参考答案A

解析:
定位：根据题干中的Zopa和Uber可定位至文章第六段：Perhaps most significantly，in May this year,Zopa，the P2P platform，announced its debut in secured(most P2P lending is unsecureD．lending by collaborating with Uber．Uber drivers in U．K．will be able to borrow via Zopa to buy their cars，with loans secured against the cars themselves．
详解:事实细节题。该段指出，而最重要的可能是，今年五月，“人人贷”借贷平台佐帕宣布与优步合作首次介入担保贷款，英国的优步司机可以通过佐帕借款购买汽车，只要用车辆本身作担保即可。可见，这次合作创造出了一种新的“人人贷”借贷方式，故答案为A.。B.“帮助司机购买新的汽车”，该段第二句提到，只有使用优步的司机才可以使用，B.说法过于笼统，故可排除；C.“提高了‘人人贷’借贷的利率”，文章最后一段分析“人人贷”借贷的风险时说，当利息提高时，信贷源就会干涸，但并没有把这次合作与利率升高建立任何逻辑联系，故可排除；D.“给其他‘人人贷’借贷公司带来风险”，文中没有提到这次合作对其他“人人贷”借贷公司的影响，故可排除。

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What is the author's attitude towards the future of P2P lending?

A．Pessimistic.
B．Optimistic.
C．Walt-and-see.
D．Indifferent.

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单选题
What's the purpose of the author in writing this passage?

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