A．A good way to socialize is to have daily lunch with one's colleagues.
B．Retirement savings should come first in one's family budgeting.
C．A vacation will be affordable if one saves 20 dollars a week.
D．Small daily savings can make a big difference in one's life.

A．They should be done away with.
B．They are necessary in our lives.
C．They enrich our experience.
D．They are harmful to health.

A．They feel stressed out even without any challenges in life.
B．They feel too overwhelmed to deal with life's problems.
C．They are anxious to free themselves from life's troubles.
D．They are exhausted even without doing any heavy work. ~