A．the corporate lay-off
B．the government cuts in welfare spendin
C．the economic restructurin
D．the waning power of labour union

A．the 401(k)made them responsible for their own futur
B．Enron offered to add company stock to their investmen
C．their employers intended to cut back on pension spendin
D．Enron’s offer was similar to a definebenefit pla

A．401(k)assets should be placed in more than one investment optio
B．Employees have to take up responsibilities for themselve
C．Such events could happen again as it is not easy to change people’s min
D．Economic security won’t be taken for granted by future young worker